Buying Property in Mohali from Canada — NRI Guide (FEMA, Tax, Repatriation)

In short — NRIs and OCI holders in Canada can legally buy residential and commercial property in Mohali, including transferable GMADA Aerotropolis LOIs, under FEMA. Canada holds the largest Punjabi diaspora outside India and the largest single-country share of enquiries to the corridor. Payment routes through NRE/NRO accounts; repatriation is permitted within RBI limits; and India's DTAA with Canada prevents double taxation. A registered Power of Attorney enables purchase without travelling.

Canada → Mohali · at a glance

Punjabi diaspora	~1.2M Punjabis
Share of NRI enquiries	34% of NRI enquiries (largest share)
Currency	CAD (Canadian Dollar) · ≈ ₹61.8
Payment route	NRE / NRO account, settled in INR
Tax treaty	India–Canada DTAA in force
Power of Attorney	Indian consulates in Toronto and Vancouver
Time difference	9.5–13.5 hours behind IST (Toronto / Vancouver)
Connectivity	YYZ / YVR → DEL → IXC
LOI price range	₹100,000–110,000 / sqyd
Active pockets	A, B, C, D only

Buying from Canada — the process

Shortlist & verify

Pick a plot or LOI from live listings and verify the LOI number with GMADA before committing.

Open NRE/NRO & appoint PoA

Open an NRE or NRO account and register a Power of Attorney, signed before the Indian mission in Canada and apostilled.

Remit funds & keep FIRC

Wire the amount plus ~8–10% for duty and fees. Retain the FIRC for every transfer for repatriation.

Register & transfer

Your PoA registers the sale deed at the Mohali Sub-Registrar and files the GMADA transfer; a new LOI issues in your name.

Indian missions in Canada — PoA, OCI & attestation

A power of attorney for India from Canada is executed through the missions below (or their service provider), then registered in India. Consular services (PoA attestation, OCI, PCC) are outsourced to BLS International.

High Commission of India, Ottawa	Ottawa · hciottawa.gov.in
Consulate General of India, Toronto	Toronto (ON, MB & east) · www.cgitoronto.gov.in
Consulate General of India, Vancouver	Vancouver (BC, AB, SK, YT, NWT) · www.cgivancouver.gov.in

Punjab helplines for NRI property matters

Punjab NRI helpline (Dept of NRI Affairs)	1100 in India · +91-411-1905-1100 from abroad · nri.punjab.gov.in
Punjab Police NRI Wing (HQ Phase 7, Mohali)	+91-172-2260042 / 43 · 24×7 line +91-172-2298543 · complaints via pgd.punjabpolice.gov.in
Punjab State Commission for NRIs	+91-172-2741330 · nricommissionpunjab.com
MEA consular grievances (MADAD)	madad.gov.in
RERA Punjab (verify projects/agents)	rera.punjab.gov.in

Flights: Canada → Chandigarh (IXC)

No non-stop Canada-IXC service. Standard routing is Toronto (YYZ) or Vancouver (YVR) to Delhi (DEL) non-stop on Air India or Air Canada (~13-14 h), then DEL to IXC (~1 h, high frequency). Connecting via Dubai also works: IndiGo flies DXB to IXC non-stop. Live departures and arrivals: IXC flight board.

Live inventory for Canada-based buyers

PKT D

Property

50 sqyd · ₹2,000/sqyd

₹1 L

PKT D

Property

50 sqyd · ₹2,000/sqyd

₹1 L

PKT D

Property

50 sqyd · ₹2,000/sqyd

₹1 L

PKT D

Property

50 sqyd · ₹2,000/sqyd

₹1 L

PKT D

Property

50 sqyd · ₹2,000/sqyd

₹1 L

PKT D

Property

50 sqyd · ₹2,000/sqyd

₹1 L

PKT D

Property

50 sqyd · ₹2,000/sqyd

₹1 L

PKT B

Loi · LOI · Aerotropolis

150 sqyd · ₹166,667/sqyd

₹2.5 Cr

PKT D

Loi · LOI · Aerotropolis

150 sqyd · ₹35,000/sqyd

₹52.5 L

All NRI-eligible listings →

Full FEMA rules, tax tables, currency & capital-gains calculators, and the complete step-by-step guide live on the NRI hub.

Open the full NRI guide →

FAQ — Canada

Can a buyer in Canada purchase property in Mohali?

Yes. Under FEMA, NRIs and OCI cardholders in Canada can buy residential and commercial property in India, including GMADA Aerotropolis LOIs and developed plots. Agricultural land, plantations and farmhouses remain restricted.

How do I pay from Canada?

Funds are routed through an NRE or NRO account with an Indian bank and settled in INR. Keep the FIRC for every transfer from Canada for repatriation later. Payment in cash is not used.

Can I buy without flying to India?

Yes. A registered Power of Attorney, signed before the Indian mission in Canada and apostilled, lets a trusted representative complete registry and GMADA transfer on your behalf.

Will I be taxed twice between India and Canada?

India has a Double Taxation Avoidance Agreement with Canada. Capital gains are taxed in India and credited against your liability at home, so the same gain is not taxed twice.

Can an OCI holder in Canada buy property in India?

Yes. OCI cardholders have the same property rights as NRIs under FEMA: residential and commercial property, including GMADA LOIs and plots, with no limit on count. Agricultural land, plantations and farmhouses remain restricted. An Aadhaar card is not required to buy; PAN is needed for the transaction and tax filings.

How do I make a power of attorney for India from Canada?

Canada joined the Hague Apostille Convention on 11 January 2024, so a PoA notarised and apostilled in Canada needs no further attestation by the Indian mission. Alternatively, sign it before the consulate via BLS. Send the original to India and register it at the Sub-Registrar.

Can I open an NRE account from Canada?

Yes. SBI Canada Bank and ICICI Bank Canada operate locally, and major Indian banks (SBI, HDFC, ICICI, Axis) open NRE/NRO accounts remotely with notarised KYC documents. No India visit is required.

Data sourced from MA's verified dealer listing network, refreshed hourly. Diaspora, enquiry-share and currency figures are indicative — verify FEMA/RBI limits, tax rates and exchange rates before transacting. MA is a property intelligence platform, not a RERA-registered agent; nothing here is investment or tax advice or a solicitation. · Canonical guide: NRI hub · Last refreshed: 28 Jul 2026 · Publisher: Fidus Synergies LLP.