Buying Property in Mohali from the UAE — NRI Guide (FEMA, Tax, Repatriation)

In short — NRIs and OCI holders in the UAE can legally buy residential and commercial property in Mohali, including transferable GMADA Aerotropolis LOIs, under FEMA. The UAE combines proximity, a short time difference and frequent connectivity, making site visits straightforward for Gulf-based buyers. Payment routes through NRE/NRO accounts; repatriation is permitted within RBI limits; and India's DTAA with the UAE prevents double taxation. A registered Power of Attorney enables purchase without travelling.

the UAE → Mohali · at a glance

Punjabi diaspora	~600K Punjabis
Share of NRI enquiries	19% of NRI enquiries
Currency	AED (UAE Dirham) · ≈ ₹22.6
Payment route	NRE / NRO account, settled in INR
Tax treaty	India–the UAE DTAA in force
Power of Attorney	Consulate General of India, Dubai
Time difference	1.5 hours behind IST
Connectivity	DXB / AUH → DEL → IXC
LOI price range	₹100,000–110,000 / sqyd
Active pockets	A, B, C, D only

Buying from the UAE — the process

Shortlist & verify

Pick a plot or LOI from live listings and verify the LOI number with GMADA before committing.

Open NRE/NRO & appoint PoA

Open an NRE or NRO account and register a Power of Attorney, signed before the Indian mission in the UAE and apostilled.

Remit funds & keep FIRC

Wire the amount plus ~8–10% for duty and fees. Retain the FIRC for every transfer for repatriation.

Register & transfer

Your PoA registers the sale deed at the Mohali Sub-Registrar and files the GMADA transfer; a new LOI issues in your name.

Indian missions in the UAE — PoA, OCI & attestation

A power of attorney for India from the UAE is executed through the missions below (or their service provider), then registered in India. Consular services (PoA attestation, OCI, PCC) are outsourced to BLS International centres across the emirates.

Embassy of India, Abu Dhabi	Abu Dhabi · www.indembassyuae.gov.in
Consulate General of India, Dubai	Dubai & northern emirates · www.cgidubai.gov.in

Punjab helplines for NRI property matters

Punjab NRI helpline (Dept of NRI Affairs)	1100 in India · +91-411-1905-1100 from abroad · nri.punjab.gov.in
Punjab Police NRI Wing (HQ Phase 7, Mohali)	+91-172-2260042 / 43 · 24×7 line +91-172-2298543 · complaints via pgd.punjabpolice.gov.in
Punjab State Commission for NRIs	+91-172-2741330 · nricommissionpunjab.com
MEA consular grievances (MADAD)	madad.gov.in
RERA Punjab (verify projects/agents)	rera.punjab.gov.in

Flights: the UAE → Chandigarh (IXC)

The UAE is the only market with non-stop service: IndiGo flies Dubai (DXB) to Chandigarh (IXC) non-stop in about 3 h 40 m, and Abu Dhabi (AUH) to IXC in about 3 h 55 m. IXC is under 3 km from the Aerotropolis, so a site visit is a same-day round trip. Live departures and arrivals: IXC flight board.

Live inventory for the UAE-based buyers

PKT D

Property

50 sqyd · ₹2,000/sqyd

₹1 L

PKT D

Property

50 sqyd · ₹2,000/sqyd

₹1 L

PKT D

Property

50 sqyd · ₹2,000/sqyd

₹1 L

PKT D

Property

50 sqyd · ₹2,000/sqyd

₹1 L

PKT D

Property

50 sqyd · ₹2,000/sqyd

₹1 L

PKT D

Property

50 sqyd · ₹2,000/sqyd

₹1 L

PKT D

Property

50 sqyd · ₹2,000/sqyd

₹1 L

PKT B

Loi · LOI · Aerotropolis

150 sqyd · ₹166,667/sqyd

₹2.5 Cr

PKT D

Loi · LOI · Aerotropolis

150 sqyd · ₹35,000/sqyd

₹52.5 L

All NRI-eligible listings →

Full FEMA rules, tax tables, currency & capital-gains calculators, and the complete step-by-step guide live on the NRI hub.

Open the full NRI guide →

FAQ — the UAE

Can a buyer in the UAE purchase property in Mohali?

Yes. Under FEMA, NRIs and OCI cardholders in the UAE can buy residential and commercial property in India, including GMADA Aerotropolis LOIs and developed plots. Agricultural land, plantations and farmhouses remain restricted.

How do I pay from the UAE?

Funds are routed through an NRE or NRO account with an Indian bank and settled in INR. Keep the FIRC for every transfer from the UAE for repatriation later. Payment in cash is not used.

Can I buy without flying to India?

Yes. A registered Power of Attorney, signed before the Indian mission in the UAE and apostilled, lets a trusted representative complete registry and GMADA transfer on your behalf.

Will I be taxed twice between India and the UAE?

India has a Double Taxation Avoidance Agreement with the UAE. Capital gains are taxed in India and credited against your liability at home, so the same gain is not taxed twice.

Can an OCI holder in the UAE buy property in India?

Yes. OCI cardholders have the same property rights as NRIs under FEMA: residential and commercial property, including GMADA LOIs and plots, with no limit on count. Agricultural land, plantations and farmhouses remain restricted. An Aadhaar card is not required to buy; PAN is needed for the transaction and tax filings.

How do I make a power of attorney for India from the UAE?

The UAE is not a Hague Apostille member, so the route differs: notarise the PoA, get it attested by the UAE Ministry of Foreign Affairs, then attested by the Indian Embassy or CGI Dubai. Send the original to India and register it at the Sub-Registrar.

Can I open an NRE account from the UAE?

Yes. Indian banks are heavily present in the UAE: SBI, ICICI, HDFC and Bank of Baroda service NRI accounts from Dubai and Abu Dhabi, and NRE/NRO accounts can be opened remotely with attested KYC documents.

Data sourced from MA's verified dealer listing network, refreshed hourly. Diaspora, enquiry-share and currency figures are indicative — verify FEMA/RBI limits, tax rates and exchange rates before transacting. MA is a property intelligence platform, not a RERA-registered agent; nothing here is investment or tax advice or a solicitation. · Canonical guide: NRI hub · Last refreshed: 28 Jul 2026 · Publisher: Fidus Synergies LLP.