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NRI Corner › the USA
🇺🇸

Buying Property in Mohali from the USA

A factual guide for buyers and OCI holders in the USA evaluating GMADA Aerotropolis LOIs, plots and flats — FEMA eligibility, USD→INR routing, Power of Attorney and repatriation, with live inventory.

~400K Punjabis
Punjabi diaspora
1 USD ≈ ₹83.1
approx rate
DTAA
in force with the USA
<3 km
to IXC airport
In short — NRIs and OCI holders in the USA can legally buy residential and commercial property in Mohali, including transferable GMADA Aerotropolis LOIs, under FEMA. US-based buyers search process and tax questions first, so this page leads with FEMA, TDS and repatriation before inventory. Payment routes through NRE/NRO accounts; repatriation is permitted within RBI limits; and India's DTAA with the USA prevents double taxation. A registered Power of Attorney enables purchase without travelling.
the USA → Mohali · at a glance
Punjabi diaspora~400K Punjabis
Share of NRI enquiries11% of NRI enquiries
CurrencyUSD (US Dollar) · ≈ ₹83.1
Payment routeNRE / NRO account, settled in INR
Tax treatyIndia–the USA DTAA in force
Power of AttorneyIndian consulates in New York, San Francisco, Chicago, Houston, Atlanta and Seattle
Time difference9.5–13.5 hours behind IST
ConnectivityEWR / SFO / ORD → DEL → IXC
LOI price range₹100,000–110,000 / sqyd
Active pocketsA, B, C, D only
Buying from the USA — the process
1

Shortlist & verify

Pick a plot or LOI from live listings and verify the LOI number with GMADA before committing.

2

Open NRE/NRO & appoint PoA

Open an NRE or NRO account and register a Power of Attorney, signed before the Indian mission in the USA and apostilled.

3

Remit funds & keep FIRC

Wire the amount plus ~8–10% for duty and fees. Retain the FIRC for every transfer for repatriation.

4

Register & transfer

Your PoA registers the sale deed at the Mohali Sub-Registrar and files the GMADA transfer; a new LOI issues in your name.

Indian missions in the USA — PoA, OCI & attestation

A power of attorney for India from the USA is executed through the missions below (or their service provider), then registered in India. Consular services (PoA attestation, OCI, PCC) are handled through VFS Global.

Embassy of India, Washington DCWashington DC · www.indianembassyusa.gov.in
Consulate General of India, New YorkNew York (NE states) · www.indiainnewyork.gov.in
Consulate General of India, San FranciscoSan Francisco (West Coast) · www.cgisf.gov.in
Consulate General of India, ChicagoChicago (Midwest) · www.cgichicago.gov.in
Consulate General of India, HoustonHouston (South) · cgihouston.gov.in
Punjab helplines for NRI property matters
Punjab NRI helpline (Dept of NRI Affairs)1100 in India · +91-411-1905-1100 from abroad · nri.punjab.gov.in
Punjab Police NRI Wing (HQ Phase 7, Mohali)+91-172-2260042 / 43 · 24×7 line +91-172-2298543 · complaints via pgd.punjabpolice.gov.in
Punjab State Commission for NRIs+91-172-2741330 · nricommissionpunjab.com
MEA consular grievances (MADAD)madad.gov.in
RERA Punjab (verify projects/agents)rera.punjab.gov.in
Flights: the USA → Chandigarh (IXC)

No non-stop the USA-IXC service. Standard routing is Newark (EWR), Chicago (ORD) or San Francisco (SFO) to Delhi (DEL) non-stop on Air India or United (~14-16 h), then DEL to IXC (~1 h, high frequency). Live departures and arrivals: IXC flight board.

Live inventory for the USA-based buyers
PKT D
Property
50 sqyd · ₹2,000/sqyd
₹1 L
PKT D
Property
50 sqyd · ₹2,000/sqyd
₹1 L
PKT D
Property
50 sqyd · ₹2,000/sqyd
₹1 L
PKT D
Property
50 sqyd · ₹2,000/sqyd
₹1 L
PKT D
Property
50 sqyd · ₹2,000/sqyd
₹1 L
PKT D
Property
50 sqyd · ₹2,000/sqyd
₹1 L
PKT D
Property
50 sqyd · ₹2,000/sqyd
₹1 L
PKT B
Loi · LOI · Aerotropolis
150 sqyd · ₹166,667/sqyd
₹2.5 Cr
PKT D
Loi · LOI · Aerotropolis
150 sqyd · ₹35,000/sqyd
₹52.5 L
All NRI-eligible listings →
Full FEMA rules, tax tables, currency & capital-gains calculators, and the complete step-by-step guide live on the NRI hub.
Open the full NRI guide →
FAQ — the USA
Can a buyer in the USA purchase property in Mohali?
Yes. Under FEMA, NRIs and OCI cardholders in the USA can buy residential and commercial property in India, including GMADA Aerotropolis LOIs and developed plots. Agricultural land, plantations and farmhouses remain restricted.
How do I pay from the USA?
Funds are routed through an NRE or NRO account with an Indian bank and settled in INR. Keep the FIRC for every transfer from the USA for repatriation later. Payment in cash is not used.
Can I buy without flying to India?
Yes. A registered Power of Attorney, signed before the Indian mission in the USA and apostilled, lets a trusted representative complete registry and GMADA transfer on your behalf.
Will I be taxed twice between India and the USA?
India has a Double Taxation Avoidance Agreement with the USA. Capital gains are taxed in India and credited against your liability at home, so the same gain is not taxed twice.
Can an OCI holder in the USA buy property in India?
Yes. OCI cardholders have the same property rights as NRIs under FEMA: residential and commercial property, including GMADA LOIs and plots, with no limit on count. Agricultural land, plantations and farmhouses remain restricted. An Aadhaar card is not required to buy; PAN is needed for the transaction and tax filings.
How do I make a power of attorney for India from the USA?
The USA is a Hague Apostille member: a PoA notarised in the US and apostilled by your state Secretary of State needs no further attestation by the Indian mission. Alternatively, sign it before your jurisdiction consulate via VFS. Send the original to India and register it at the Sub-Registrar.
Can I open an NRE account from the USA?
Yes. SBI operates branches in New York and Chicago, and major Indian banks (SBI, HDFC, ICICI, Axis) open NRE/NRO accounts remotely with notarised KYC documents. No India visit is required.
Data sourced from MA's verified dealer listing network, refreshed hourly. Diaspora, enquiry-share and currency figures are indicative — verify FEMA/RBI limits, tax rates and exchange rates before transacting. MA is a property intelligence platform, not a RERA-registered agent; nothing here is investment or tax advice or a solicitation. · Canonical guide: NRI hub · Last refreshed: 28 Jul 2026 · Publisher: Fidus Synergies LLP.
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