The official housing authority of the Union Territory of Chandigarh. CHB constructs and allots residential flats and plots through draw-based schemes, operating within Chandigarh's distinct Union Territory framework — separate from Punjab's GMADA and Haryana's HUDA.
The Chandigarh Housing Board (CHB) was established in 1976 under the Chandigarh Housing Board Act to address housing needs within the Union Territory of Chandigarh. CHB constructs residential units across EWS (Economically Weaker Section), LIG (Low Income Group), MIG (Middle Income Group), and HIG (High Income Group) categories, and allots them through computerised lottery draws to eligible applicants.
Chandigarh is a Union Territory administered directly by the Central Government — it is not part of Punjab or Haryana, though it serves as the capital of both states. This unique status means CHB properties carry a Chandigarh UT legal framework: distinct stamp duty rates, separate registrar offices, and its own municipal administration (MC Chandigarh). Properties within Chandigarh command a significant location premium over Mohali and Panchkula in comparable sectors.
The resale market for CHB units requires a No Objection Certificate (NOC) from CHB before transfer, adding a step not present in standard private property transactions. Buyers should confirm NOC availability and CHB's current dues status on the specific unit before agreeing terms.
| City | Authority | Stamp Duty (Male) | Stamp Duty (Female) | Registration |
|---|---|---|---|---|
| Chandigarh UT | CHB / UT Admin | 6% (flat) | 6% (flat) | 1% |
| Mohali | GMADA / PUDA | 7% | 5% | 1% |
| Mohali (joint) | GMADA / PUDA | 6% (joint buyer) | 1% | |
| Panchkula | HUDA / HSVP | Haryana rates apply | Haryana rates apply | Haryana rates |
Rates as of mid-2026. Punjab female concession (5%) applies on woman as sole/first buyer. Verify current rates with respective registrar offices before transacting.